Top Retirement Destinations Around the World 2025
Retiring overseas is an exciting adventure but it comes with its challenges. You'll need a wealth of information to make the right choice and, more importantly, guidance to help you interpret it all. That's why we created the 2025 Annual Global Retirement Index—your essential road map for finding the retirement destination that best suits your lifestyle.
The Global Retirement Index is the most comprehensive and practical tool of its kind. It cuts through the noise and helps you make sense of the world's best options and opportunities. Think of it as your personalised guide designed to simplify your decision-making process by offering a clear, easy way to compare and contrast your top options.
Our index isn't a rigid, one-size-fits-all formula. It's a dynamic, user-friendly resource designed to provide more than just data points. We combine real-world costs, healthcare quality, climate, and lifestyle options with expert opinions and new perspectives. For instance, if our contributors say healthcare is excellent, you can trust that assessment. When they tell us a couple can enjoy a meal at a quality restaurant for $20, that's real, on-the-ground pricing.
Thailand is the heartbeat of sparkling Southeast Asia, seamlessly blending ancient temples with colossal skyscrapers, high-speed trains with longtail boats, and Michelin-starred restaurants with food carts. The capital city of Bangkok is a frenetic and modern beehive of activity that's been voted the most liveable city in Asia so many times I've lost count.
For a saltwater human like me, Thailand is paradise on Earth. I lived on the sugar-sand beaches of Phuket for three years, swam with whale sharks just off Koh Samui, and was charmed by the pink dolphins I saw near Nakhon Si Thammarat.
Maintaining your vitality is wallet-friendly too, as healthcare in Thailand isn't just good—it's a thriving industry. People from all over the globe come here for high-quality and affordable treatment. If you're considering Thailand for retirement, it's important to keep this in mind: when you step off the plane, you aren't just entering another country—you’re entering another world.
Thailand is warm, affordable, full of friendly, smiling people, and as far away from the ordinary as you can get.
9. Italy
Italy is without a doubt one of the world's best places to retire, offering a diverse range of experiences that reflect the country's rich history and culture. While iconic cities like Rome, Milan, Venice, Florence, and Naples often come to mind, Italy's climate is often described as Mediterranean, characterised by warm days, cool mornings, and abundant sunshine.
The cost of living in Italy is another significant draw—often about half of what you'd expect in the United States. As with anywhere, where you choose to live matters. Smaller towns and non-tourist areas tend to be more affordable, with costs decreasing further south.
Securing a long-term visa to live in Italy is manageable, though it requires preparation and patience. Applicants must demonstrate financial stability, explain their reasons for moving, and verify their identity through a face-to-face meeting at the consulate assigned to their state or county.
The dream of living in Italy is vibrant and attainable. It may take some effort to transition into this idyllic lifestyle, but the rewards of embracing Italy's warmth, culture, and slower pace of life make the journey worthwhile. With some research, exploration, and an open heart, you'll find your own Italian paradise waiting for you.
8. Greece
Living in Greece as an expat has been a dream come true. Settled in Corfu, where breathtaking landscapes and sparkling turquoise waters seem to leap straight out of a postcard, life moves at a gentler, more relaxed pace, inviting me to slow down and savour every moment.
Retiring in Corfu has been one of the best decisions you could ever make. Whether exploring ancient ruins, hiking through olive groves, or watching a sunset over the sea, you feel like you've found the perfect place to thrive.
It's no wonder Greece is becoming a top retirement destination for 2025. It offers a luxurious yet simple lifestyle. Greece's healthcare system is a significant benefit, especially for retirees. Expats can pay a small monthly fee for public healthcare, which covers essential services and hospitalisation.
In the end, Greece isn't just a place to retire; it's a lifestyle that embraces simplicity, warmth, and a deep connection to nature and history. The cost of living is low enough to make retirement comfortable, housing options are diverse, and the healthcare system is supportive. From its favourable climate to its active expat community and retiree-friendly visa options, Greece offers a uniquely fulfilling life for those seeking to slow down and savour each day.
For anyone considering a change of pace, Greece is hard to beat.
7. France
France is not just a place; it's a lifestyle. It's where you go to embrace art, culture, history, and a pace of life that celebrates the simple pleasures. Whether it’s the vineyards of Bordeaux, the lavender fields of Provence, or the bustling streets of Paris, France offers retirees an unparalleled quality of life.
The healthcare system in France is one of the best in the world. Expats can access it by paying into the national healthcare scheme or purchasing private insurance, both of which are affordable options compared to many other countries. Food and wine are a cornerstone of French life. You’ll enjoy fresh, locally sourced ingredients, with a focus on quality over quantity. Even a small village will have a bustling market filled with fresh produce, bread, and artisanal goods.
The cost of living depends greatly on where you choose to settle. While Paris is undoubtedly expensive, smaller towns and rural areas offer more affordable options. Properties in the French countryside are especially good value, often providing stunning views and a tranquil lifestyle. Retirees looking for an active expat community will find welcoming groups in many parts of the country.
France truly offers something for everyone, making it a top destination for retirees who seek elegance, sophistication, and a deep appreciation for life.
6. Portugal
Portugal is a rising star among retirement destinations, consistently ranking as one of the most affordable and welcoming countries in Europe. Its temperate climate, friendly locals, and beautiful coastline make it a retiree's paradise.
One of the biggest draws for expats is the Non-Habitual Residency (NHR) tax programme, which allows retirees to benefit from significant tax breaks for up to ten years. Combine this with the low cost of living, and you’ll find your retirement savings stretch further than you might have imagined. The Algarve region is especially popular, with its stunning beaches, world-class golf courses, and active expat community.
Portugal’s healthcare system is another major advantage. It’s high-quality and affordable, with both public and private options available. Many expats report costs that are a fraction of what they would pay in their home countries.
With its warm climate, rich cultural heritage, and excellent quality of life, Portugal is a perfect destination for retirees looking to enjoy their golden years.
5. Malta
Malta, a small Mediterranean island nation, is a hidden gem for retirees. With its mild climate, stunning seascapes, and rich history, Malta offers a peaceful yet vibrant lifestyle. The English-speaking population and welcoming locals make it easy for expats to settle in and feel at home.
One of Malta’s key attractions is its healthcare system, ranked among the best in the world. Expats can access both public and private healthcare, and the overall costs are much lower than in many other countries.
Malta’s small size is a blessing for retirees who want a slower pace of life. Everything is within easy reach, from charming towns and villages to pristine beaches and UNESCO World Heritage sites. The cost of living is reasonable, especially when compared to other Mediterranean countries, and there are various visa options for retirees, including the Malta Retirement Programme.
Malta combines the best of Mediterranean living with the practical benefits of safety, affordability, and an expat-friendly environment. It’s an ideal choice for retirees looking for a relaxed, sunny lifestyle.
4. Spain
Spain is a dream destination for retirees, offering a warm climate, a vibrant culture, and a relatively low cost of living. Whether you’re drawn to the cosmopolitan energy of cities like Barcelona and Madrid or the laid-back charm of coastal towns, Spain has something to suit every taste.
The cost of living in Spain is affordable, particularly in smaller towns and rural areas. Retirees can enjoy high-quality healthcare at a fraction of the cost they’d pay elsewhere, with the country’s public and private healthcare systems both providing excellent care. For EU citizens, access to public healthcare is straightforward, while non-EU citizens can purchase private insurance.
Spain’s Mediterranean lifestyle is one of its biggest draws. Long lunches, fresh food, and an emphasis on family and community make it easy to enjoy life to the fullest. Retirees can also take advantage of Spain’s extensive public transport network, making it easy to explore the country without the need for a car.
From its stunning beaches and historic architecture to its friendly locals and delicious cuisine, Spain is an ideal destination for retirees seeking sunshine and relaxation.
3. Costa Rica
Costa Rica, often referred to as the “Switzerland of Central America,” is a top choice for retirees seeking a warm climate, natural beauty, and a laid-back lifestyle. Known for its stunning beaches, lush rainforests, and abundant wildlife, Costa Rica offers a unique blend of adventure and tranquillity.
The healthcare system in Costa Rica is excellent, with affordable public and private options. Many retirees opt for the government-run system known as “Caja,” which provides comprehensive coverage for a low monthly fee. The cost of living is also very reasonable, particularly outside major tourist areas, allowing retirees to enjoy a comfortable lifestyle on a modest budget.
Costa Rica is famous for its “Pura Vida” lifestyle, which translates to “pure life.” This philosophy emphasises happiness, health, and connection to nature. Retirees will find a welcoming expat community, making it easy to form new friendships and build a fulfilling life.
With its stunning natural beauty, friendly locals, and affordable living, Costa Rica is a perfect destination for retirees looking to embrace a slower, more relaxed pace of life.
2. Mexico
Mexico is a popular retirement destination for those seeking affordable living, warm weather, and rich culture. From the beaches of Puerto Vallarta to the colonial charm of San Miguel de Allende, Mexico offers a diverse range of environments for retirees to enjoy.
The cost of living in Mexico is one of the most affordable in the Americas, with housing, food, and utilities often costing a fraction of what they would in the United States or Canada. The healthcare system is another major advantage, with high-quality care available at a fraction of the cost. Many expats choose to use private healthcare, which is generally very affordable.
Mexico also has a large and welcoming expat community, especially in cities like Lake Chapala and Guanajuato, making it easy for retirees to find support and build a social network. The country's vibrant culture, delicious cuisine, and relaxed pace of life make it a fantastic destination for those looking to enjoy their retirement to the fullest.
Whether you're looking to live by the beach, in a colonial town, or somewhere with a mild climate in the mountains, Mexico offers a perfect blend of affordability, beauty, and opportunity.
1. Belize
Topping the list is Belize, a small Caribbean nation that has quickly become one of the most popular retirement destinations in the world. Known for its English-speaking population, low taxes, and welcoming expat community, Belize offers a relaxed lifestyle in a tropical paradise.
The country’s retirement programme, the Qualified Retired Persons (QRP) programme, offers a range of benefits for retirees, including tax exemptions on foreign income. The cost of living in Belize is very affordable, especially compared to other Caribbean destinations. Expats can enjoy a comfortable lifestyle, with access to modern amenities without the high price tag.
Healthcare in Belize is basic but improving, with expats often opting for private health insurance or seeking treatment in neighbouring countries like Mexico or Guatemala for more complex medical needs. However, many retirees find the healthcare options to be sufficient for everyday needs.
Belize’s natural beauty is one of its biggest draws. With its Caribbean coastline, Mayan ruins, and lush jungles, the country offers endless opportunities for outdoor activities and relaxation. The country’s small size makes it easy to explore, and retirees can enjoy the peace and tranquillity of living in a place that feels like a second home.
With its English-speaking population, low taxes, and breathtaking scenery, Belize is an ideal destination for retirees looking to escape the hustle and bustle of modern life.
Conclusion
When it comes to retirement, the world is full of wonderful options, each with its own unique charm. From the sunny shores of Costa Rica to the elegant streets of France, there’s a place for everyone, no matter your budget or preferences. Whether you’re looking for adventure, culture, or simply a more relaxed pace of life, these destinations offer the perfect backdrop for the next chapter of your life.
The key is to carefully consider what matters most to you: the climate, cost of living, healthcare, or lifestyle. Each of the countries on this list provides a high quality of life, affordable living, and welcoming communities for retirees from around the world. So, take your time, do your research, and get ready to enjoy the retirement you’ve always dreamed of.
Wherever you choose to retire, may your new adventure be filled with happiness, good health, and endless memories.
Follow Me Links Below:
https://www.youtube.com/@globalhorizon4u-i2e
https://www.youtube.com/@farkho198
https://www.facebook.com/farhanali4u?locale=en_GB
https://x.com/farkho1985
https://www.instagram.com/farkhoaly/
https://bsky.app/profile/farkho.bsky.social
https://www.threads.net/@farkhoaly
Comments
Post a Comment